Credit Rubric Limited (Credit Rubric) has presented information from sources believed to be reliable. Credit Rubric cannot and does not verify or guarantee the adequacy, accuracy or completeness of any information. No representation is made that it is current, complete or accurate. This information is not intended to be used as a basis for investing and does not constitute an offer to buy or sell any securities or investment strategy. This information is for informational purposes only and Credit Rubric accepts no liability whatsoever for any direct or consequential loss arising from any use of our web site or its contents.

The information on this site is provided on an "As Is", “As Available” basis and Credit Rubric and any third party provider expressly disclaim all warranties in and to the services and materials provided. Your use of this service is at your own risk. Neither Credit Rubric, nor any of its employees, officers or directors will be liable or have any responsibility for any loss or damages you incur resulting from any information on this site, whether or not the circumstances giving rise to such loss may have been within the control of Credit Rubric or of any third party supplier. In no event will Credit Rubric or any such parties be liable to you for any damages of any kind whether direct or indirect even if Credit Rubric or any other third party have been advised of the possibility of any such situation.

Exclusion of warranties. To the extent permitted by law, Credit Rubric, its affiliates and the data sources shall not be liable for any damages suffered or incurred by client or any third party arising out of any faults, interruptions, or delays in the Credit Rubric services or any inaccuracies, errors, or omissions in the Credit Rubric content. Except as expressly stated in this agreement, no warranties, conditions, guarantees, or representations (as used in this section, “warranties”) are made as to merchantability, fitness for a particular purpose, or the warranties, whether expressed or implied, in law or in fact, oral or in writing. Each party hereby acknowledges that it has not relied upon any warranty made by the other except as specifically set forth in this agreement.

Credit Rubric has the right to change any portion of the site at any time at its sole discretion. This may include adding or removing features and/or content.

Credit Rubric has spent considerable time and expenditures to develop the site and services. The Credit Rubric name, trademarks and the valuable intellectual property and all rights with respect to the Credit Rubric services and, whether now existing or which may hereafter come into existence, which are not expressly granted to Client herein, are reserved to Credit Rubric. Any goodwill generated through Client’s use of the Credit Rubric name and trademarks shall inure solely to the benefit of Credit Rubric. 

Except as expressly stated in this agreement, client agrees that the Credit Rubric content, or any subset thereof, may not be resold, redistributed, reused, copied, republished, redistributed, altered , edited, retransmitted, or exploited in any manner, for any purpose, without the express prior written consent of Credit Rubric and the written authorization of any data source or third party providing the applicable data. Any permitted use of the information must be attributed to Credit Rubric as the source of the data.

Credit Rubric, its affiliates, and its data sources shall have no liability to client or any third party for any loss, expense, or damages relating to reduced performance, accuracy, interruption, or termination of the Credit Rubric services or the Credit Rubric content. Client agrees to hold Credit Rubric, its affiliates, and data sources harmless from and against such loss, expense, or damages based upon any third party claims.